Estate Tax Changes Coming in 2026: What High-Net-Worth Individuals Must Do Now
Introduction
The current federal estate tax exemption is historically high—but it won’t last forever. With potential changes coming in 2026, high-net-worth individuals must act now to preserve wealth and avoid unnecessary taxation.
Failing to plan could result in millions lost to estate taxes.
What Is Changing in 2026?
The estate tax exemption is expected to:
- Decrease significantly
- Affect more families and business owners
Why This Matters
Without planning:
- Estates above the exemption threshold may be taxed up to 40%
- Business owners may be forced to liquidate assets
Key Strategies to Implement Now
1. Gifting Strategies
Transfer wealth while exemptions are high.
2. Trust Planning
Types:
- Irrevocable trusts
- Grantor trusts
3. Family Limited Partnerships
Helps:
- Transfer wealth
- Maintain control
4. Business Succession Planning
Ensure smooth ownership transition.
Professionals at Henry Kulik CPA specialize in business succession and valuation strategies.
Charitable Planning
- Donor-advised funds
- Charitable trusts
CPA Insight
Estate planning is not just legal—it’s financial.
Working with Ash CPA, experts in high-net-worth tax planning, ensures:
- Tax efficiency
- Wealth preservation
- Long-term strategy
CTA
If your estate is growing, your strategy should evolve.
Partner with:
- Ash CPA for wealth planning
- Henry Kulik CPA for valuation and succession
Conclusion
The biggest estate planning mistake is waiting. Act before the law changes—not after.
